Meet Marleen Marais

A mortgage broker for Hervey Bay and Queensland

Based in Hervey Bay, Marleen gives home buyers, refinancers and investors calm, practical lending guidance from the first conversation through to settlement.

Google Reviews
5.0

Access to a wide range of lenders including major banks and specialist lenders.

The Manson Approach

We work for you, not the banks

With Marleen as your main point of contact, you get advice shaped around what you're actually trying to achieve. Marleen and the Manson team compare suitable lenders, explain the trade-offs clearly and manage the process so you can make confident decisions without getting lost in the paperwork.

With Marleen in your corner, you can expect us to:

Take time to understand your goals, not just your numbers.
Compare options across lenders and explain trade-offs clearly.
Handle paperwork, follow-ups and bank back-and-forth.
Stay in your corner through approval, settlement and beyond.

Local context, broader lender choice

Based in Hervey Bay.
Helping clients across Queensland and beyond.

Buying or refinancing in Hervey Bay, the Fraser Coast or regional Queensland can bring lending questions around borrowing capacity, property type, valuations, employment income and lender policy.
Marleen helps you understand what your position supports, how different loan structures may affect your cash flow and what needs to be ready before you make a decision.

Our Process

A simple process that keeps you in control

From the first conversation through to approval, settlement and review, Marleen and the Manson team keep things clear, organised and moving so you're never left wondering what comes next.

01
Understanding you and your goals

We start with a conversation about what you’re trying to do, your current position and what a good outcome looks like.

02
Gathering the right information

We’ll give you a clear checklist of the information and documents needed to assess the options properly.

03
Research and analysis

Once we have everything, we’ll compare suitable lenders, loan structures and policy options for your situation.

04
Presenting your options

We’ll walk you through the research, explain the trade-offs and agree on the best path forward.

05
Preparing the application

We’ll prepare the application for signing and confirm any final documents needed before submission.

06
Submission and lender assessment

Once submitted, we’ll manage lender questions, keep the process moving and update you along the way.

07
Approval

When the loan is approved, we’ll explain any remaining conditions and what happens next.

08
Preparing for settlement

We’ll help coordinate the final documents and work with the relevant parties to get everything ready.

09
Settlement

Settlement is complete and the new loan is in place.

10
Ongoing reviews

We don’t disappear after settlement. We’ll stay in touch to help keep the loan aligned with your needs.

Words from our clients

What Marleen's clients say

Personal service, team support

Work directly with Marleen, backed by Manson

You'll deal directly with Marleen, with the wider Manson team supporting the research, application, lender follow-up and settlement process. It means you get a personal relationship with your broker and the strength of an experienced team behind her.

Partner with Purpose

When you choose Manson Financial Services, you’re helping change lives.

Tools and insights

Resources to help you feel confident

Use our calculators and plain-English guides to get clearer on the numbers and questions worth discussing with Max.

Hervey Bay home loan questions, answered clearly

Before you enquire, you might have a few questions about how Marleen works, what she can help with and what happens next. Here are the basics.

Do I need to have found a property before speaking with Marleen?

No. Speaking with Marleen early can help you understand your borrowing position, likely lender requirements and what to prepare before you make an offer. If you are still planning, the first conversation can simply focus on the steps ahead.

Can Marleen help first home buyers in Hervey Bay and the Fraser Coast?

Yes. Marleen helps first home buyers understand borrowing capacity, deposits, lender policy, pre-approval and government schemes or incentives where they are available and suitable. She will explain the process from the first plan through to settlement.

Can Marleen review my existing home loan?

Yes. Marleen can review the rate, structure, features and flexibility of your current loan, then compare suitable alternatives across lenders. A refinance only makes sense when the overall benefit and costs stack up for your situation.

Does Marleen only work with clients in Hervey Bay?

No. Marleen supports clients across the Fraser Coast, Brisbane, the Sunshine Coast, the Gold Coast, regional Queensland and Australia. Meetings can be held by phone or video when that is more convenient.

Can Marleen help with investment and SMSF property lending?

Yes. Marleen works with property investors and clients exploring SMSF lending. SMSF borrowing involves legal, accounting and financial advice outside the loan itself, so she can coordinate with your accountant, financial adviser and other professionals where needed.

Can Marleen help medical professionals?

Yes. Marleen helps doctors, dentists, specialists and allied health professionals understand lender policies that may be available to eligible medical borrowers. The right option depends on your profession, income structure, deposit and broader position.

What should I bring to the first conversation?

Any fee that applies to your situation will be disclosed before you proceed. Mortgage brokers may also receive commission from a lender when a loan settles. The relevant remuneration and credit information will be explained in the documents provided during the process.

How are mortgage broker fees and commissions handled?

Any fee that applies to your situation will be disclosed before you proceed. Mortgage brokers may also receive commission from a lender when a loan settles. The relevant remuneration and credit information will be explained in the documents provided during the process.