Who we help
SMSF property lending has more rules, documents and moving parts than a standard loan. We’ll help you understand the borrowing pathway and lender requirements, while keeping your accountant, adviser or solicitor involved where their advice is needed.
If you’re early in the process, we can explain how the lending side usually works and what questions to take back to your SMSF, tax or advice professionals.
SMSF borrowing can involve specific structures and lender rules. We’ll keep the lending explanation clear without stepping into tax, legal or financial advice.
Residential SMSF property has strict rules around use, related parties and structure. We can help with the lending pathway while your SMSF professionals handle suitability and compliance.
Commercial property can be possible through an SMSF, but lender requirements, lease arrangements and advice needs can be different. We’ll help clarify the lending side.
SMSF lenders usually need more documentation than a standard investment loan. We’ll help map the likely lending requirements so the application is prepared properly.
SMSF lending often involves your accountant, adviser, solicitor and lender. We’ll help keep the lending process organised and make sure the right people are involved at the right time.
Why choose us
Borrowing through an SMSF can feel complex, especially when trustees, advisers, lenders and legal requirements are all involved. We help make the lending side clearer, more organised and easier to move through.
Our Process
From the first conversation through to approval, settlement and review, we keep things clear, organised and moving so you’re never left wondering what comes next.
Got questions?
SMSFs can borrow in limited circumstances, commonly through a limited recourse borrowing arrangement. Whether this is suitable or compliant for you needs advice from the right professionals.
A limited recourse borrowing arrangement is a specific borrowing structure used by SMSFs in certain circumstances. The lender’s rights are generally limited to the asset being purchased, but the legal and lending requirements are detailed.
Generally, residential property owned by an SMSF cannot be lived in by fund members or related parties. Always confirm the rules with your SMSF adviser before proceeding.
Commercial property may be possible, but the rules, lease arrangements, lender requirements and advice needs are different. It should be checked carefully with your SMSF professionals.
Yes, you should have appropriate SMSF, tax and/or financial advice. We can help with lending, but we do not replace your accountant, adviser or solicitor.
Requirements vary, but lenders often ask for SMSF trust documents, financials, member details, contribution information, property details, contract documents and legal structure documents.
No. SMSF loans can have different lender options, deposit requirements, documents, legal structures and assessment rules.
We can explain the lending side at a high level, but the SMSF setup and strategy need to be handled by qualified professionals.
SMSF lending can take longer than a standard loan because more parties, documents and checks are involved. Starting early helps.
No. We provide general lending information and assistance with the loan process. Advice about whether an SMSF or property strategy is suitable for you should come from appropriately qualified financial, tax and legal professionals.
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