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Helpful tools

Loan repayment calculator

Whether you are looking at a new home or considering a refinance, this Repayment Calculator helps you understand your weekly, fortnightly, or monthly commitment. Adjust the interest rates and loan terms to see how they impact your bottom line.

Loan details

Start with the loan amount.

Pop in the amount you want to test, then choose the broad loan type. This keeps the estimate focused on the scenario you’re exploring.

$50k$2.5m

Repayment settings

Choose the rate, term and repayment style.

These assumptions drive the repayment estimate. You can change them before revealing the result.

Optional extra repayments

Adding extra repayments gives a rough guide to how much interest and time could be saved. It doesn’t account for offset accounts, redraw rules, fees or lender-specific limits.

Estimated monthly repayment

$2,470

Based on a $400k loan over 30 years at 6.28% p.a.

Fine tune the result

Change the key numbers here and the estimate will update without starting again.

Loan breakdown$0

Principal plus estimated interest over the loan term.

Loan amount$0
Total interest$0
Total interest payable$489k
Total paid over term$889k
What this estimate included

Ready to talk through the numbers?

Manson can pressure test the repayment against your loan options, deposit position and lender policy so you know what the next clean step looks like.

Let’s get started

Calculator disclaimer: This calculator is a guide only and does not represent a quote, approval or offer of credit. It does not include lender fees, package fees, offset accounts, redraw rules, rate changes, full split-loan product rules or individual lender policy. Speak with Manson Financial Services before making decisions based on these numbers.

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