Helpful tools
Understanding what comes in and where it goes is a useful first step before taking on or reviewing a loan. Add your income and regular expenses to see your monthly cash flow, then test how a potential repayment could fit.
Your situation
This keeps the experience in context. The snapshot itself is based on the income, expenses and assumptions you choose.
Income
Use after-tax monthly figures if you know them. If not, a rough practical estimate is enough for this first pass.
Tip: this planner works in monthly figures. For annual bills, divide by 12 and add the monthly average.
Expenses
Start with broad categories to keep this quick. Open any section if you want to break the number down properly.
Your snapshot
This is a guide only, but it can help you see whether the numbers feel comfortable before you talk through loan options.
Add your income and expenses to see your monthly position.
Add a possible monthly repayment below to see what may be left over after that commitment.
If your cash-flow snapshot looks workable, the next step is to chat with Manson Financial Services and see what the numbers could mean for your loan options.
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