Years in banking and finance
Experience across the lending landscape
Commercial banking insight across businesses, property and more complex lending scenarios.
How Mel can help
Whatever you're working towards, Mel will help you understand the finance options, lender expectations, trade-offs and next steps.
The Manson Approach
With Mel as your main point of contact, you get advice shaped around the full picture, not just the immediate facility. Mel and the Manson team consider the purpose, cash flow, borrower structure, security and lender requirements, then explain the options and manage the application so you can make practical decisions with confidence.
With Mel in your corner, you can expect us to:
Our Process
From the first conversation through to approval, settlement and review, we keep things clear, organised and moving so you’re never left wondering what comes next.
Words from our clients
Personal service, team support
You'll deal directly with Mel, with the wider Manson team supporting research, application preparation, lender follow-up and settlement. It means you get Mel's commercial banking experience and personal guidance, backed by an experienced finance team.
Tools and insights
Commercial finance can involve more moving parts than a standard home loan. These are some of the questions clients often ask before their first conversation with Mel.
Mel works across commercial and residential lending, including business loans, working capital, commercial property, asset and equipment finance, healthcare finance, SMSF lending, home loans, investment lending and refinancing.
Yes. Mel has more than 20 years of banking and finance experience, with a strong background in commercial lending. She works with businesses across a broad range of industries, from straightforward funding requirements through to more complex transactions and structures.
Healthcare is one of Mel's specialist areas. She has extensive experience working with doctors, dentists, specialists, allied health professionals and practice owners across both their business and personal lending requirements.
Yes. This may involve refinancing or consolidating existing facilities, replacing expensive short-term debt, improving cash flow or creating a more appropriate longer-term funding structure. The available options depend on the business position, security and lender assessment.
Potentially. Different lenders have different credit policies and appetites. Mel can review the circumstances, identify what caused the issue and assess whether another lender or finance structure may be suitable. A previous decline does not guarantee another lender will approve the application.
Yes. Mel assists with finance for owner-occupied and investment commercial property, including purchases and refinancing. Lenders will generally consider the borrower, property, security, income and purpose together.
Yes. Mel can assist with both residential and commercial property lending through SMSFs and work alongside your accountant, financial adviser and solicitor where appropriate. Tax, legal and financial advice must come from the relevant professionals.
Absolutely. Mel assists with home purchases, refinancing and residential investment lending, including more complex scenarios involving self-employed borrowers, business owners and multiple financial structures.
No. Mel is based in Melbourne and works with clients throughout Victoria and across Australia. Meetings can be held by phone or video, and the lender strategy is based on the transaction and borrower rather than proximity alone.
Tell us what you’re looking to do and we’ll come back to you with next steps.
Trusted by locals. Built on referrals and repeat clients.
